I’m sure we’ve all noticed that our money doesn’t go as far these days. Inflation has really taken its toll on the family budget. It’s important to have a budget, as well as to evaluate our savings and investment plans. I’ve collected a variety of resources to help you in your money management. Let’s take a look.
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Money Management Resources
I’m more of a word person than a number person so I’m not especially keen on the nitty gritty details of finance. However, it’s important for all adults to have at least basic money management knowledge.
Budgeting, savings and investments, record keeping, taxes, retirement plans…it can seem overwhelming but if taken a bit at a time we can learn to handle all of these things competently.
I’m not an expert by any means but I know how to find the people who ARE.
Resource List:
I read this decades ago. It was only available in three separate books at that time instead of this handy, single volume issue. Keep in mind that this was written in the 90s so the numbers will be way out of date. And some of the advice will either feel very dated or extreme. This is one of those “take what works; leave the rest” resources but it’s a huge resource and you’re certain to glean some helpful information.
50 Free Resources to Help Manage Your Money
Credit monitoring, banking, accounting software, podcasts and more. All free!
Top 10 Personal Finance Podcasts
I really enjoy podcasts because I can listen in the car, on the treadmill or while cleaning house. I love being able to accomplish two things at once.
Best Budgeting Apps of December 2021
Our phones are with us always so budgeting apps make a lot of sense.
One of the best ways to get a handle on your spending is simply to keep a record of it. Awareness is half the battle. I am more of a pen and paper type so I like this inexpensive ledger book. Each spread contains 6 columns: Date, Description, Account, Payment (Debit), Deposit (Credit) and Totals. It’s simple and undated. A great place to start!
Update: This ledger is no longer available but I found this one:
Cash Envelope System for Beginners
One popular budgeting method is the cash envelope system. Here is a good, basic explanation of how this works:
Monet’s Money: Cash Envelope System
That’s just the tip of the iceberg but should give you a good start.
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